Why the Most Dangerous Thing You Can Have is Good Medical Insurance
Ty bollinger so robert, here's a couple quotes i want you to talk about.First one, i've heard you say that the most dangerous thing a person can have is good medical insurance.What do you mean by that Robert scott bell well, it's a funny thing to say and some people get offended when i say that because you know the biggest bulk of the american population, unfortunately, we've been clamoring for affordable health care or affordable health insurance, which really nothing about the system supports health.It is, as you said, medical insurance.It.
Is covering management of disease it's not preventive of disease and if we were to look at the appropriate role for insurance it would be dealing with catastrophic unexpected scenarios.That is a legitimate role for insurance.Not the way it is utilized today as a third party intervener in the , patient relationship.And going back to the monopoly of medicine and the flexner report, they limit your choice of s any kind you want as long as it's allopathic, right that's like old communist russia or east germany.You can have any color car you want as long as it's.
Black.It's not much of a choice, but we've been convinced that we have to have a choice within the no choice scenario.And so when we talk politically about whatever you want to call obamacare, and it could have been bushcare, it doesn't matter to me.That it embraces an exclusivity and a monopoly and mandates your participation, and it is a corruption to begin with.So, if i say the most dangerous thing you can have is good medical insurance, the reason is this.It's because it guarantees the s will order every invasive test.
Possible and give you access to every invasive medical procedure, drug.Anything.And these things are deadly, deadly.And when you find out what really cures cancer and heals cancer, i mean, heck, just read cancer step outside the box by this guy.Who is this guy oh ty, that's you.You'll see that the reality is more people die of the treatment of that form of monopoly medical oncological treatment.And that if you did nothing, if you did nothing you would at the very least survive the same amount of time, but with a much higher quality of.
The shocking truth about your health Lissa Rankin TEDxFiDiWomen
What's the most important part of your health what do you think is it eating a balanced, mostly plantbased diet, balancing your hormones, daily exercise, getting enough sleep what do you guys think taking your vitamins, seeing your for regular check ups laughter these things might all seem like important, even critical, factors to living a healthy life, but what if i told you that caring for your body was the least important part of your health what do you think i'm a physician, so if you'd told me that five years ago,.
That would have been total sacrilege.I mean, i spent 12 years training, because the body is supposed to be the foundation for everything in life.But what if i told you that the medical profession had it all backwards, if the body doesn't shape how we live our lives what if the body is actually a mirror of how we live our lives think about it for a minute.Think about a time in your life where you weren't living the life you were supposed to be living.Maybe you were in the wrong relationship.
Or you were in some hostile work environment doing what you thought you should do or you were creatively thwarted, you felt spiritually disconnected.And what if you started getting little inklings from the body, little physical symptoms you know, the body's trying to tell you something and you ignore it, 'cause you're supposed to do what you're doing.And then the body totally decompensates.Can you think about a time in your life where something like that has happened yeah, i see a lot of noddings.Yeah, me too.Same thing happened to me.
So this is what the body does, the body is brilliant this way, the body speaks to us in whispers.And if we ignore the whispers of the body, the body starts to yell.Millions of people in this country are ignoring the whispers of the body.We are suffering from an epidemic that modern medicine has no idea what to do with.People suffering from this epidemic are fatigued, they're anxious and depressed, they toss and turn at night, they've lost their libido.They suffer from a whole variety of aches and pains,.
So they go to the , 'cause something is wrong.And the runs a whole battery of tests, and the tests all come back normal, so the patient gets diagnosed as well.Only the patient does not feel well.So she goes to another and she starts the whole process over again, because something is clearly wrong.And it is wrong, it's just not what she thinks.I used to work in a really busy managed care practice, i was seeing 40 patients a day.And i would get so freaking frustrated with these patients.
They would come in and it was so obvious they were really suffering.And i'd run the tests, everything would come back normal, i'd diagnose them well, and they'd look at me like no, i'm not well, something's wrong.And i felt so frustrated because i couldn't come up with a diagnosis.And they just wanted, please god, give me a pill.And there was no pill, there's no pill to treat it, there's no lab test to diagnose this epidemic, there's no vaccine to prevent it, no surgery to cut it out.
It wasn't until years later that i realized i was suffering from the same epidemic my patients were.By the time i was 33 years old, i was your typical physician.I had succeeded in everything i ever wanted to achieve in my life, i thought.I had all the trappings of success, the ocean front house in san diego, the vacation home, the boat, the big fat retirement account, so i could be happy one day in the future.I was twice divorced by that point.I had been diagnosed with high blood pressure.
I was taking three medications that failed to control my blood pressure and i had just been diagnosed with precancerous cells of my cervix that needed surgery.Even more importantly i was so disconnected from who i was, so totally disillusioned with my job, so completely spiritually tapped out, that i didn't even know who i was any more.I'd covered myself up with a whole series of masks.I had the mask, like when you put on the white coat, stand up on a pedestal, pretend you got it all together,.
You know it all.And i am also a professional artist, so i had the artist mask, where you've got to be, you know, dark and brooding, mysterious starving, that wasn't me either.And then i had gotten married a third time, you know, third time is a charm.So now i've got this dutiful wife mask i've gotta wear, where i've got to get dinner on the table and make sure that i've got the right sexy lingerie on.And then i got pregnant and all of sudden there's this huge mummy mask you're supposed to wear, right.
You guys know the mummy mask.You're supposed to instantly inherit the gene that makes you capable of baking the perfect cupcake.That's where i was, wearing all those masks, when my perfect storm hit.And at this point in my life, it was january 2006, and i gave birth to my daughter by csection, my sixteenyearold dog died, my healthy young brother wound up in fullblown liver failure from the antibiotic zithromax, and my beloved father passed away from a brain tumor, all in two weeks.I had just started to take a breath, when my husband,.
Who was the stay home for my newborn, cut two fingers off his left hand with the table saw.Yeah they say when your life falls apart, you either grow, or you grow a tumor.Fortunately for me i decided to grow, there was something in me.Sark called it my inner wise self , which i call your inner pilot light.It said, it's time to take the masks off.It's time to stop the madness.It's time to stop doing what you should, and start doing what you feel..
And in that moment i knew i had to quit my job.Now, this was a huge deal, right i spent 12 years training to be a and hundreds of thousands of dollars and we had all the trappings, you know, the house, the mortgage, all the stuff, right my husband was not employed and i had a newborn.I also had to pay a malpractice tail to buy my freedom, a sixfigure malpractice tail, in case i ever got sued in the future.So i decided to do it, and god bless my husband, who said let's jump together.
And i quit my job and i had to sell my house and liquidate my retirement account and move to the country and i spent a few months painting and writing and licking my wounds.Laughter applause it wasn't until about nine months later, everybody was like nine months! i'm an obgyn! nine months later i realized you can quit your job but you can't quit your calling.And i had been called at a very young age, i was seven years old, to the service, the practice, the spiritual practice of medicine.
And that calling hadn't gone away.I had gotten so wounded by the system that i didn't even notice it anymore but it came back after i had rested and healed after a little while.But i knew i couldn't go back, i couldn't be seeing 40 patients a day, 7,5 minutes with my patients, that wasn't why i went to medical school.So it began this quest, that turned into an almost fiveyear quest now, to rediscover what i loved about medicine.So that also meant i had to figure out what i hated about medicine.
So i started by blaming everybody it was the ambulance chasing malpractice attorneys it's big pharma it's managed care medicine it's the insurance company's fault.Then i thought, oh no, it's the reductionist medical system, we're so, so subspecialized, you know i'm an obgyn, so i was seeing these patients that had pelvic problems.But i knew that there was something bigger than the pelvis that was causing their issues.But i hadn't been trained to really look at that.So i thought that's the problem, like you go to your ,.
Your pinky finger hurts and he says, i'm sorry, i'm a thumb .Laughter nobody's looking at the whole picture.So i thought integrative medicine was the answer.And so i joined an integrative medicine practice, and it was so much better i got a whole hour with my patients.I really got to listen to my patients, we didn't accept managed care medical insurance, so it was really so much better.And then i still kept bumping up against something though, because now if you came in and you were depressed.
We were giving you herbs and amino acids instead of prozac.If you had other physical symptoms but it was still this allopathic model, where the answer was outside of you, and i had to give you something that you could take.So i thought maybe that's not the problem, maybe i need to look outside of that and find new tools for my healing toolbox.So i started working with all these complementary and alternative health care providers, whom i love, acupuncturists, naturopaths and nutritionists.And i started treating my patients with needles in their energy meridians.
And raw foods, and that was great.But i kept bumping up against the same thing patients would get better from one symptom and if we didn't treat the root cause of why they had that physical symptom in first place, they just wound up getting a new symptom.So at this point i was both really frustrated and really curious, and i started down this path of trying to figure out what really makes a body healthy, and what really makes us sick.And i dug into the medical literature and spent a year researching.
All of the randomized controlled clinical trials out there.And i decided this is it, i'm going to figure it out, i'm going to find the answer.And i spent hours in the library, researching, reading, studying.What i found blew my frigging mind, stuff nobody ever taught me in medical school.All the things we think of as health, all the things we think matter, they do.It matters that you exercise, it matters that you eat well, it matters that you see the .But nobody taught me that what really matters is healthy relationships,.
Having a healthy professional life, expressing yourself creatively, being spiritually connected, having a healthy sex life, being healthy financially, living in a healthy environment, being mentally healthy, and of course all the things we traditionally associate with health, also matter, all the things that nurture the body.The data on this is unbelievable.Lots of it is not in the traditional journals that you read, that s read, a lot of its in the psychological literature, the sociological literature.But if you look deep, this is in the new england journal of medicine,.
It's in the journal of the american medical association, it's coming out of harvard and yale and johns hopkins.This is real data proving that these things are just as important, if not more.I have this patient, she's a raw vegan, she runs marathons, she takes 20 supplements a day, she sleeps eight hours a night, she does everything her tells her, she's got a chart this fat, and she's still got multiple health problems.So she had heard about my philosophy i had started practicing with my patients,.
And i have an intake form that's about 20 pages long and it asks about all those things, relationships, work life, spiritual life, creative life, sex life, all of these things that make you whole.So she came and she filled out her form and she said, , what's my diagnosis and i said, honey, your diagnosis is you're in a freaking abusive marriage.You hate your job, you feel creatively thwarted, you're spiritually disconnected, and you haven't let go of that resentment you have against your father who molested you as a child.
Your body is never gonna get well until you heal that.So if taking care of the body isn't the most important part of being healthy, what is it's caring for the mind, caring for the heart, caring for the soul, tapping into what i call your inner pilot light.Now your pilot light is that part of you, that essence, that authentic, deep, true part of you, that spiritual, divine spark that always knows what's right for you.You're born with it, it goes with you when you die, and it always knows the truth about you and your body.
It comes to you and whispers it's your intuition it's that beautiful part of you that is your biggest fan the part that writes you love letters.And that is the biggest healer you can tap into, better than any medicine, better than any .So based on everything that i learned, i developed a new wellness model.And it was based, not on the pie charts and pyramids that many of the wellness models i had studied were based on.I based it on the cairn.Have you guys seen these things around san francisco.
These stacks of balanced stones, i love them, i've always loved them.I'm an artist, so it appeals to me visually.But i love the interdependence.Every stone is dependent on the other you can't just pull one stone out without the whole thing crumbling.And the stone that's most precarious is the one on top.That's the body, that's where i think of the body.The body is the stone on top.When any of the facets of what makes you whole get out of balance, the body is the first to start whispering,.
And the foundation stone is your inner pilot light, that true essence of you, that vulnerable, transparent part of you.So based on that, i created this model, that i call the whole health cairn.And this is what my next book is about.An it's taking all of the facets of what makes you whole it's about selfhealing from the core, and once you recognize this, then you have all the tools you need to start your own healing journey.So all of the facets of what makes you whole are surrounded.
By what i call the healing bubble.This is love and gratitude and pleasure.And science proves that all of those things are good for your health as well they are the glue that hold everything together.So i challenge you.If you have any physical symptom, if you're suffering from the epidemic that plagues the developed world, i want you to ask yourself, what's the real reason i'm sick or suffering, what's out of balance in my whole health cairn what's the real diagnosis and what can you do about it.
How can you be more transparent how can you open yourself up to more possibility how can you be more honest with yourself about what you need and who you are if any of you were lucky enough to see brene brown's awesome tedtalk about the power of vulnerability i feel a lot of nodding heads, i love it it's so fabulous, but it talks about the science behind being true, being vulnerable, being transparent.It generates love and intimacy which increases oxytocin and endorphins, and reduces harmful stress hormones like cortisol and adrenalin.
When we let our true self be seen, when we let our inner pilot light radiate, we heal from the inside out and it's more powerful than anything medicine can give you from the outside.So i challenge you to write the prescription for yourself.No can do this for you.We can give you drugs, we can give you surgery, and sometimes you need that, that's the jumpstart of the selfhealing process.But to heal to the core, so that you don't develop new symptoms, so you don't need another surgery you gotta write your own prescription.
Supplemental BenefitsAre they the same as Major Medical Insurance
The piano playing insurance guy the piano playing insurance guy the piano playing insurance guy the piano playing insurance guy on hey let's go i'm i'm day on the piano playing insurance guy thanks for stopping by today today we're going to talk about his supplemental benefits what are they so many people understand what they are so let me explain you quickly with a are not first and then i will sweetie what they are for small supplemental benefits are not major medical okay but they all really really good with it most people to get supplemental.
Benefits supplemental benefits already have a major medical policy why would they do that you're thinking why here they its no they're planning ahead because what a supplemental benefit does is it pays cash directly to you in case you have an accidental or medical catastrophe okay any accident any sickness we pay cash directly to you okay so you got major medical policy chances are you do not have a hundred percent coverage i know you'd like to think you do but you don't very rare if you do congratulations pat yourself on the back but don't.
Okay don't break your arm have an eighty 20 copay which means after you finish paying off your deductible which can be a thousand dollars five thousand dollars maybe even ten thousand dollars up front pretty accident or sickness then after their futures companies only pay eighty percent n you responsible for the other 20 percent how teachers companies like i said we're gonna make sure that they're going to get the s and nurses and hospitals paid as well it should what supplemental benefits to what we do as we pay you directly me.
Nice getting a check with your name on it for a change in yeah i like that too so what we can do is we can help out individuals families and businesses we give you the same group rate as we get businesses to individuals they're very inexpensive they started got this are really cheap and it really not much more than two bucks a day which is coming up let's face it if you workin' that's more than a morning cuppa coffee it's inexpensive and its gonna pay you cast directly to you okay.
Are it is going to pop so precisely here's an example how to work i know fireman good friend of mine good benefits right he got i o d he got injured on duty messed up his back so he goes in the take the mri says we gotta have surgery you no my body said you i don't know if i want to slice my back over you know he smart go get a second opinion he goes to get a second opinion this he goes to see has and acupuncture.
Treatment he goes to my friend so he feels better already by the acupuncture acupuncture not covered by his major medical so my body says hey i don't care where costs he took my pain from it the maximum 10 done with five in one visit i don't want to slice my back on i gotta get through this pain i want to get back to work dedicated fireman saw hipke ahead our supplemental benefits he would have been paid by us to go shoes and alternative medicine that was going to help you feel better right away.
That was not covered by major medical so that's what supplemental benefits to okay we get cash paid directly to you cases accident work medical catastrophe it is not major medical but a pain because it pays cash to you you can decide what you want to do with it go for massage therapy go see nutritionist all these things are very very within your realm a good medical treatment that are not widely accepted already yet is major medical field so that is supplemental benefits i'm day at on piano playing insurance guy call me.
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